2024 Roth Ira Contribution Limits Married Filing Jointly. Single adults with magis above $161,000 and married couples filing jointly with magis of more. You can contribute to a traditional ira regardless of how much money you earn.

The 2024 roth ira income limits are $161,000 for single tax filers and $240,000 for those married filing jointly. And if you are married filing jointly, you can make a full roth ira contribution if.